01
See your cashflow
Understand exactly what is coming in and going out each month and across the year.
BudgetRite
Cash is King. Take Control of Your Financial Future.
The simple household cashflow tool to see where your money is going. Find your surplus & Plan what's next.
Your household cashflow affects almost every financial decision you make.
BudgetRite gives you one clear view of your income, living expenses, bills, loans, savings and investments, helping you understand your current financial position and plan for what comes next.
No bank account linking. No transaction reconciliation. No complicated spreadsheets.
Just enter your numbers, see the bigger picture and take control.
Start taking control of your household cashflow.
Your whole household position on one page.
Enter each amount once, at whatever frequency you actually pay it.
Every category opens into its own breakdown.
Know where your money is going
Most people know roughly what they earn and what they owe. The difficult part is understanding what happens to the money in between.
BudgetRite brings your household finances together in one structured view so you can see your cashflow, surplus and financial commitments clearly.
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Manage your debt
See how your current repayments affect your cashflow and understand what it could take to pay your debts down faster.
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Find your surplus
Identify money that could potentially be redirected towards debt repayment, savings, superannuation or investments.
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Plan ahead
Identify potential shortfalls before they happen and make changes while you still have time to act.
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Build financial confidence
Make better-informed decisions because you understand the numbers behind them.
More than a budget
BudgetRite lets you model the future — not just record the past.
Your financial circumstances don't stay the same.
BudgetRite allows you to copy your existing budget and create different scenarios, so you can see how a change today could affect your household cashflow in the future.
Life changes. Your cashflow changes. BudgetRite helps you see what's coming.
- What happens if you receive a pay rise?
- What if you have a baby and take maternity leave?
- What if you reduce your working hours?
- What if you receive a bonus?
- What if childcare or private school fees are added to your expenses?
- What if you buy another property?
Review. Update. Plan.
BudgetRite isn't designed to be completed once and forgotten.
We recommend reviewing and updating your BudgetRite every three to six months, or whenever something significant changes in your circumstances.
Major life events such as starting a family, maternity leave, redundancy, changing jobs, buying a home, paying off a loan or receiving an inheritance can materially change your household cashflow.
By modelling these events before they happen, you can understand where your household may be heading and make better decisions before the change occurs.
How BudgetRite works
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01
Enter your numbers
Spend around 30–40 minutes entering your income, loans, living and household expenses, savings and investments.
BudgetRite automatically calculates your figures monthly, annually and in total.
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02
See the bigger picture
Your information is brought together in one simple dashboard so you can clearly see your household cashflow.
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03
Create scenarios
Copy your budget and test different situations to understand how they could affect your financial position.
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04
Take action
Use the information to make better decisions about spending, debt repayment, saving and investing.
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05
Review regularly
Come back every three to six months — or whenever life changes — and update your numbers.
Why BudgetRite?
Ditch the spreadsheet
Traditional spreadsheets can be difficult to maintain and don't make it easy to model different scenarios.
No bank account linking
BudgetRite is a modelling tool, not a transaction tracker.
You enter your numbers directly. There is no need to link your bank accounts or reconcile individual transactions.
Your data. Your control.
Your financial information stays under your control. You can update, export or delete your budgets.
Use it on any device
Access and update your budget whenever and wherever you need to.
Built for real households
BudgetRite was developed around the way financial advisers actually look at household cashflow.
What could your surplus do for you?
Finding a surplus is only the beginning.
Once you understand your cashflow, you can decide what to do with the money you have available.
- Pay down debt
- Direct additional cashflow towards your mortgage or other debts and potentially become debt-free sooner.
- Build savings
- Create a stronger financial buffer for unexpected expenses and future goals.
- Invest
- Put surplus cashflow towards building long-term wealth.
- Grow your super
- Consider directing surplus cashflow towards your superannuation and your retirement.
- Enjoy life
- Allocate money towards travel, education, family or the things that matter to you.
BudgetRite doesn't tell you what to do with your money.
It gives you the information to make better decisions.
Model your next property
Thinking about buying your first or another investment property?
BudgetRite allows you to model potential investment properties and see whether they could be cashflow positive or negative — and, importantly, what effect the property could have on your overall household cashflow.
Why we built BudgetRite
BudgetRite was developed by the team at Veyron Wealth Group, Australian financial advisers who work with household cashflow every day.
After years of using and reviewing budgeting tools and spreadsheets, we wanted something simpler and more useful — a tool that could help people understand their household cashflow, identify opportunities and model the future.
BudgetRite is completely independent.
You don't need to be a Veyron client to use it.
And while professional financial advice can complement good cashflow management, BudgetRite is designed to give you the ability to understand and manage your numbers yourself.
Common questions
No.
BudgetRite is a modelling tool rather than a transaction tracker. You enter your figures directly, giving you a clear view of your household cashflow without the need to link accounts and reconcile transactions.
Both, really.
It combines the structure of a financial planner's cashflow worksheet with a simple online dashboard you can use yourself.
Yes.
You can model up to three investment properties within a budget and see the potential effect on your household cashflow.
We recommend reviewing it every three to six months, or whenever your circumstances change significantly.
Yes. You can cancel your subscription at any time through your account settings. Your budgets remain exportable until the end of your paid period.
Your data is encrypted at rest and in transit. BudgetRite does not sell your data, and you can delete your account and associated budgets.
Ready to take control of your cashflow?
See where your money is going. Find your surplus. Plan what's next.
BudgetRite — Know your numbers. Take control. Build your future.
